Trees can increase your property’s visual appeal as well as its value, but they can also present a hazard to your roof during severe weather, such as rain, heavy winds, or snow. Trees or branches that fall on your roof can cause extensive damage, leading to time-consuming and costly repairs. Thankfully, most insurance policies cover this type of damage. For help repairing tree roof damage, contact the experts at Incore in Plymouth, MI. We can provide the solutions you need! Call us today at 866-685-0009.
Understanding Your Coverage
As a property owner, It is essential to understand exactly what your insurance covers before the unexpected happens. Most policies cover tree damage that is a result of natural events, such as a blizzard, heavy winds, or a rainstorm. However, if the damage was due to neglect, disease, or insects, then there may be limits to the coverage.
When preparing to file your claim, keep in mind that you will first need to pay your entire deductible. This is the amount you must pay before your insurance provider will reimburse you for anything. Make sure you thoroughly review your policy and know your deductible amount to avoid any issues.
After severe weather strikes, you should take pictures and videos of the damage as a form of documentation. After this, contact your insurance company to file your claim. You should also call us to ensure your roof does not sustain any more damage. Your insurance provider will send an adjuster to your property to begin assessing the situation.
The adjuster’s goal is to determine the cause and extent of the damage. The adjuster will then provide an estimate of the repair costs. During the inspection, ask as many questions as you want and provide the necessary information and documentation to ensure your claim is approved swiftly and successfully. This may seem daunting, but our expert team can help you navigate the process.
Your insurance can help cover the cost of repairs, but you should be proactive to avoid damage. Regular tree maintenance, including removing trees that are too close to your building or pruning branches, can help prevent damage. In addition, you could install impact-resistant roofing materials or a tree reinforcement system, such as hurricane straps.
Here at Incore in Plymouth, MI, we understand that damage to your roof can be stressful and financially challenging. Our skilled crew will perform a high-quality inspection and guide you through the insurance claim process. Call us today at 866-685-0009 to learn more!